Insurance and reinsurance represents a core practice area at Biedermann, Reif, Hoenig & Ruff, P.C. Our attorneys have decades of experience in representing and counseling clients in a broad spectrum of insurance-related areas including insurance coverage issues and disputes, reinsurance litigation and arbitration, corporate and regulatory disputes, bad faith litigation, broker and agency issues, legislative matters, and product development. We represent our clients on a regular basis before courts throughout the United States as well as arbitration panels here and abroad. Our clients are insurers, reinsurers, agents and brokers located in the United States, Europe and other parts of the world. These include some of the largest and best known companies in the industry.
In recent years our attorneys have been involved in a diverse range of insurance and reinsurance matters, including some of the most high-profile issues affecting the industry. These have included first- and third-party coverage disputes relating to September 11 losses, directors and officers liability coverage, accountants' professional liability coverage, constitutional challenges to state insurance statutes, disputes relating to financial reinsurance products and insurance disputes arising out of toxic torts, products liability (including pharmaceutical), environmental and other long-tail losses.
Key insurance services provided by our firm include the following:
Insurance Coverage
Our attorneys regularly counsel and represent clients in all aspects of insurance coverage. This includes drafting policy wording, interpreting disputed contract terms and representing clients in insurance coverage litigation. We have extensive experience representing clients in virtually every type of first- and third-party coverage dispute including property, liability, directors and officers, environmental, products, marine, and fine arts coverage.
Reinsurance
Our attorneys have represented reinsurers and ceding companies in a wide range of reinsurance disputes pending in courts in the United States as well as before arbitration panels in the United States, the United Kingdom and elsewhere. These have included contractual disputes involving the interpretation of facultative reinsurance as well as misrepresentation and nondisclosure claims.
As a multidisciplinary firm with a substantial European clientele, we can offer insight into insurance and reinsurance matters as part of an overall business and risk-reduction strategy.






